Esther Delanoë
Rating Analyst, Standard & Poor´s
2009 - 2011Department of metallurgy and car industry
- Assessing credit standing of domestic and international risks, analysing finance, trade sector and country information
- Making credit decisions within the limits of a credit competence
- Giving business calls to policyholders, risks and brokers
2009 - 2009- Analysed consolidated balance sheets of regional firms to assess their credit risk
- Conducted interviews with company managers to investigate their strategy, their growth and profitability potential
Project Manager in the Sustainable Development Department, CNCE Caisse Nationale des Caisses d'Epargne, Paris
2007 - 2008- Managed the microcredit program to prevent financial exclusion
- Developed and monitored management and reporting tools
- Took part in the discussions to give directions to General Interest engagements
- Conducted studies relating to Corporate Social Responsibility and Sustainable Development issues, especially in the financial sector
2007 - 2007- Developed toys and licensed products : from conception to commercialization
- Conducted market study for "Spirou Hebdo", a cartoon magazine: created, administered and analyzed 1000 questionnaires to subscribers
2006 - 2006Regulatory consultancy for novel food producers and pharmaceutical laboratories
- Conducted market study of the regulatory consultancy activity in Europe
- Created partnership proposals with European competitors
- Developed time management and organisational skills, planning and implementing a range of initiatives, self-reliance